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Free 2026 senior care cost calculators, no signup needed
Senior care costs, explained plainly

What will care for Mom or Dad actually cost in 2026?

Free cost calculators and plain-English guides for assisted living, home care and nursing homes, by state, with no signup needed.

3 free calculators 51 state cost guides No medical advice, costs and logistics only
Residents relaxing in the lounge of a senior living community

The cost-of-care calculator

This is the working heart of the site, try it. Pick a care type, a state and a level of help, and the estimate updates instantly. Figures reflect 2026 published cost surveys.

Estimates only, actual quotes vary by community, city and care assessment. This calculator gives you a planning range, not a quote.

Estimated cost
$5,250
per month
$63,000per year
$315,000over 5 years
Your estimatevs US average
Get exact local pricing

Care options, side by side

Below the calculator, the homepage compares the main options so families can see how the choices stack up.

Care optionBest forSample monthly range*
Independent livingActive seniors who want community and no chores~$2,800 – $4,200
Assisted livingHelp with bathing, medication, meals~$4,600 – $6,900
Memory careDementia or Alzheimer’s, secured setting~$6,500 – $10,400
Home care (part-time)Staying home with a visiting carer~$2,600 – $5,200
Nursing home24-hour skilled nursing~$8,900 – $10,600

*Ranges based on 2026 industry cost surveys (CareScout, A Place for Mom). Actual prices vary by state, city and community.

Assisted living costs by state

2026 monthly medians for every state and DC. Search, then select a state to load it in the calculator above, or read the full guide where one is published.

2026 monthly medians. Sources: 2025-2026 industry cost surveys (CareScout, A Place for Mom).

Get exact local pricing, free for families

Send the 30-second form below with a ZIP code and the kind of care needed. Local providers reply with their real current prices. Free for families, providers pay for introductions.

1

Run the calculator

Set a realistic budget in 30 seconds.

2

Send the form below

ZIP code plus care type, that is all it takes.

3

Compare real quotes

Providers near you reply with actual prices.

Get Local Pricing

Medical alert systems, tested and compared

Independent roundups of the devices families ask about most, including the no-monthly-fee options that are hardest to research.

No monthly fee pick

At-home alert pendant

One-button pendant that calls family or a monitoring centre. The no-monthly-fee angle is the exact long-tail this site covers first.

~$295 one-time device
Read the comparison
Best for couples

Mobile GPS alert system

Works away from home with GPS location and fall detection, the higher-priced tier of the category.

~$395 device + plan
Read the comparison
Caregiver favourite

Smartwatch-style alert

Looks like a normal watch, with discreet SOS and activity tracking, aimed at active seniors who refuse a medical-looking pendant.

~$329 one-time device
Read the comparison

We may earn a commission when you buy through links on this page, at no extra cost to you. How we make money.

Aging-in-place and caregiver guides

Plain-English guides to the costs families ask about most.

Home care

How much does home care cost per hour in 2026?

Hourly rates by state, what 24-hour care really adds up to, and when assisted living becomes cheaper than staying home.

Read the guide
Paying for care

How to pay for assisted living: 7 options families use

Medicaid, VA benefits, long-term care insurance, home equity and more, with who each option suits.

Read the guide
State guides

Assisted living costs by state

Monthly medians for all 50 states plus in-depth guides for Texas, California and Florida.

Browse all guides

How this site works as a business

A quick look under the hood, in the order the money arrives.

01

Affiliate, from day one

Medical-alert, hearing and senior-move partners pay per sale or referral (up to 20% per sale, up to $100 per moving referral).

02

Lead forms, as traffic grows

The get-local-pricing form under every calculator. Senior-living leads are among the highest-value consumer leads in the US.

03

Ads and guest posts, later

Display ads join once traffic justifies it. Guest posts only once the site reads as an established niche publication.

Questions families ask first

Generally no. Medicare covers skilled nursing and rehab, not room, board or custodial care in assisted living. Medicaid waivers in some states can help with care services.
At a few hours a day, usually yes. Past roughly 10 to 12 hours a day, home-care costs pass assisted living in most states. The home-care tab of the calculator shows exactly where a family’s break-even point sits.
Communities and care providers pay for introductions to families actively looking, the standard lead model in senior care. Families never pay, and prices quoted come from the providers themselves.
No. The site covers costs, logistics and equipment only: factual pricing data, not care recommendations.
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